PET INSURANCE – CAN YOU GET PET INSURANCE AFTER YOU FIND OUT YOUR PET NEEDS SURGERY AND THEY WILL PAY FOR IT?

Does pet shelter hit to be purchased BEFORE the pet gets sick? Or module whatever companies permit you administer after you undergo the pet needs surgery?

 

Most companies probably won't cover preexisting conditions. You'd have to call around and ask.

 

No! you have to have it before you put the claim in !

 

i would say no. or they might cover all expenses ecept pertaining to that illness

 

They will consider it a 'preexisting' condition and won't pay for it. There's a thing called Care Credit, it basically works like a credit card to be used for vet expenses.

 

Consumer Reports suggests that pet insurance may not be cost effective. Over the life of the pet, you'll probably pay more in premiums and copays than the cost of most major surgeries. Insurance does not cover routine exams, shots, medication, pre-existing conditions, birth defects, etc. Also, as the age of the pet increases, the amount of coverage decreases. If you consider pet insurance, read the fine print.

My feeling about insurance: You're betting you're going to collect, the insurance company is betting you're not going to collect. The insurance premiums are priced so that the insurance company wins, always.

 

Unfortunately you cannot get pet health insurance before your pet gets sick for the same reason you can't get home insurance after your house gets flooded or auto insurance after your car gets in an accident.